National survey finds Scots are amongst the most optimistic and have the highest levels of financial protection in the UK

  • 8% of Scots think they will win the lottery jackpot
  • Only 2% of Scots believe it is likely they will get divorced
  • Only 8% of people in Scotland think they will be unable to work for 12 weeks or more due to sickness or accident, 4% less than in the rest of the UK

A survey by Censuswide, carried out on behalf of Cirencester Friendly, asked over 2000 adults which situations they thought are likely to happen in the future, including winning the lottery jackpot, getting divorced or being unable to work for 12 weeks or more due to sickness or injury.  The survey found that Scots are amongst the most optimistic in the UK, especially when it comes to their chances of suffering an illness or injury that prevents them from working.

The research also revealed a gap between perception and reality in regards to attitudes toward divorce. Statistics show that 42% of marriages end in divorce, yet only 4% of people in England, Wales and Northern Ireland thought it was likely they would get divorced.  For optimistic Scots, this figure was even lower at just 2%.

The survey also showed that only 8% of Scots believe they might be unable to work for 12 weeks or more due to sickness or accident, and the same number thought it was likely they would beat the 45 million to 1 odds of winning the lottery jackpot.

Rebecca Young of Cirencester Friendly commented:

“The Scots’ optimistic attitude is to be commended: it goes hand-in-hand with our other findings, which show that the region boasts the highest levels of financial protection in the UK[1].

“However, it is still important that Scots consider what might happen to them in the future and make preparations accordingly.

“Last year alone, 1.8 million UK employees had a long term sickness absence, yet our survey found that only 8% of Scots think they will experience such an absence, and just 7% have income protection in place to safeguard their finances in such a situation.[2]

“We hope these findings will caution Scottish workers against complacency. Whilst it is great to adopt a positive approach to the future, it is also important to be prudent, and have a safety net which will protect you in the event of unforeseen circumstances.”

 

[1] Financial protection was judged according to access to savings and insurance and levels of contractual sick pay.

[2] https://www.gov.uk/government/uploads/system/uploads/attachment_data/fil...