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User<?xml version="1.0" encoding="UTF-8"?>94%Over the last10 yearswe havepaid an averageof 94% of claims.94%Over the last10 yearswe havepaid an averageof 94% of claims.*Office of National Statistics, 2022An estimated149.3 millionworking days were lost because of sickness or injuryin the UK in 2021, equivalent to 4.6 days per worker*.MEBconstructionballoonuser-outlinefriendly-voicetelephoneemail<?xml version="1.0" encoding="utf-8"?>toolboxtwitterlinkedininstagramyoutubefacebook

Member Case Studies

Paul's Journey

Paul's Journey

“They didn’t just process my claim, they understood what mattered most.”

Craig's Journey

Craig's Journey

“It wasn’t charity, it was someone saying we understand what you’re going through.”

Kate's Journey

Kate's Journey

“It wasn’t about the money though, it was about knowing my children were cared for while I focused on healing.”

Elliot's Journey

Elliot's Journey

“Sometimes the path forward leads somewhere unexpected, but better.”

Anne's Story

Anne's Story

“They didn’t just process my claim, they understood what mattered most.”

John's Story

John, a 42-year-old music tutor and professional singer, was living a fulfilling life with his wife and two young children. Life was good until the devastating diagnosis of stage 4 cancer changed everything.

Katie’s Story

In January of 2026, Katie’s world was completely shattered. Her dearly beloved Mum Tina, whom she had been close with her whole life, unexpectedly passed away after suffering from a heart attack.

Fiona's Story

Fiona was attacked by a dog, leaving her with severe lacerations that required emergency treatment. She was then off work for recovery.

Tom's Story

Tom, a devoted Member who had taken out income protection cover over a decade ago, found himself facing an unexpected series of health challenges.

Anna's Story

“When I decided I should take out an income protection contract, I was enjoying a successful and rewarding career, running my own business in the service industry. I diligently did my research with my Financial Adviser before deciding on a contract with Cirencester Friendly.”

Names have been changed for anonymity.

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