Children's Critical Illness Support
Children’s Critical Illness Support is designed to provide a monetary lump sum of £2,500 if a Member’s child is diagnosed with one of the ten listed critical illnesses. It’s available to all existing and new Members of the Society and is limited to one claim per Member and available until retirement or the contract ends.
The ten listed critical illnesses are as follows:
- Bacterial meningitis (resulting in permanent symptoms)
- Benign brain tumour
- Cancer (excluding less advanced cases)
- Heart valve replacement or repair
- Kidney failure (requiring permanent dialysis)
- Loss of hands or feet (permanent physical severance)
- Major organ transplant (from another person, this also includes being added to an official UK transplant waiting list)
- Open heart surgery
- Third degree burns (resulting in permanent symptoms)
- Traumatic brain injury (resulting in permanent symptoms)
For full critical illness definitions, please refer to our Quick Guide document.
TO MAKE A CLAIM
To make a Children’s Critical Illness Support claim, please call our Claims Team on 0800 587 5098. Alternatively, please complete and return our Children’s Critical Illness Support Claim Form.
FREQUENTLY ASKED QUESTIONS
To be eligible for the payment of Children’s Critical Illness Support:
- You must be an active Member, not in arrears, and not on a Career Break.
- You and the child must be resident in the UK.
- You must be the natural, adoptive or step-parent of the child.
- The child must be under the age of 21.
- The child must survive for a period of 14 days after diagnosis of one of the listed critical illnesses.
- Any existing critical illnesses prior to introduction of Children’s Critical Illness Support won’t be covered.
Children’s Critical Illness Support is a free benefit and offered to all Members that hold an income protection contract with the Society. It’s a discretionary benefit which the Society can withdraw at any time.
You can submit a claim when your child is diagnosed with one of the ten listed critical illnesses and meets the eligibility criteria outlined above.
Your claim won’t be paid if the critical illness is as a result of a pre-existing condition, occurs after you’ve retired, your contract has ceased, you’re in arrears, on a Career Break or if you’ve made a previous claim for Children’s Critical Illness Support.
You’ll need to complete and sign a Children’s Critical Illness Support Claim Form and have this signed by your child’s GP or Consultant.
Payment of the lump sum will be paid by Bankers’ Automated Clearing Services (BACS) transfer.
The 125 Foundation was established in 2015 to celebrate the Society’s 125th anniversary. By providing financial assistance, the 125 Foundation aims to give even greater support to our Members and causes close to their hearts.
When claiming for Children’s Critical Illness Support, you can also apply to the 125 Foundation for a financial grant. This could help ease the financial burdens or modifications to the home or the purchase of mobility aids.
Visit our 125 Foundation page to find out more."
Congenital conditions will be covered, unless a parent had prior knowledge of any increased risk of the child suffering a critical illness, a terminal illness or had received counselling or medical advice in relation to the condition before the cover started or was last started.
Children’s Critical Illness Support can be paid even if you’re in receipt of income protection benefit.
It’s important that you regularly review your income protection contract with your Financial Adviser so that it remains suitable for your personal circumstances, as this will help ensure that it continues to meet your needs.
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0800 587 5098
Email us
info@cirencester-friendly.co.uk