We protect the everyday. Watch here to find out more.

User <?xml version="1.0" encoding="UTF-8"?> 94% Over the last10 years we havepaid an averageof 94% of claims. 94% Over the last10 years we havepaid an averageof 94% of claims. *Office of National Statistics, 2022 An estimated 149.3 million working days were lost because of sickness or injuryin the UK in 2021, equivalent to 4.6 days per worker*. MEB construction balloonuser-outlinefriendly-voicetelephone email <?xml version="1.0" encoding="utf-8"?> toolbox starstar-1sterling-pound-sign-of-moneyhearttrophy speech-bubblepound-sterling contactclipboardprescriptionprescription-1paperfilehandshakealarm-clockeditwriting twitter linkedin instagram youtube facebook

Minimum Benefit Guarantee

If you claim and your earnings mean that we can’t pay your full benefit amount, we’ll apply a Minimum Benefit Guarantee for a maximum of £1,500 a month. For a monthly income of more than £1,500, we’ll guarantee to pay at least £1,500 a month and for a monthly income of £1,500 or less, we’ll guarantee to pay the chosen benefit amount.

We're here to help