We protect the everyday. Watch here to find out more.

User<?xml version="1.0" encoding="UTF-8"?>94%Over the last10 yearswe havepaid an averageof 94% of claims.94%Over the last10 yearswe havepaid an averageof 94% of claims.*Office of National Statistics, 2022An estimated149.3 millionworking days were lost because of sickness or injuryin the UK in 2021, equivalent to 4.6 days per worker*.MEBconstructionballoonuser-outlinefriendly-voicetelephoneemail<?xml version="1.0" encoding="utf-8"?>toolboxtwitterlinkedininstagramyoutubefacebook

Guaranteed Insurability Options

This valuable facility allows a Member to increase their cover by up to 10% of their current benefit (subject to usual conditions and not exceeding 65% of their income), without supplying medical information, when one of the following ‘lifestyle’ events occurs*:

  • Marriage or entry into a civil partnership.
  • Birth or legal adoption of a child to the Member or the Member’s partner.
  • Increase of earnings.
  • On taking out or increasing a mortgage on the Member’s primary residence.

*Evidence of the above events will be required.

In addition, cover can also be increased every fifth anniversary of the start date of the contract.

We're here to help

Call us
0800 587 5098

Email us
info@cirencester-friendly.co.uk