Welcome

to the Adviser Homepage

As the Income Protection Professionals we're on hand to support you with our expert knowledge and personal service. Here you will find everything you need to recommend our income protection contracts to your clients.

For any queries or support regarding the portal please click here

Let's get started...

Already have an account?

Don't have an account yet? Please Register here

What do we offer?

Select one of our products below to find out more.

My Earnings Protected

Choice of claim period - Long-term or Short-term (2 years)
Own Occupation Cover
No premium loading for occupation, smoking or hazardous pursuits*
Guaranteed Premiums with a choice of Level or Annual Escalating**
Optional Severe Injury Cover, protecting against specific injuries from Day One
Wide range of deferred periods available, including split deferred
Cover up to 65% of earnings

* Excludes motor sports

** Subject to age band increases, indexation and contract changes

Income Assured Enhanced*

Own Occupation cover
No premium loading for occupation, smoking or hazardous pursuits**
Guaranteed Premiums***
Benefit payable from 1, 4, 8, 13, 26 or 52 weeks
Cover up to 60% of earnings
Guaranteed Insurability Options
Option to build a capital sum and share in Society's profits

* Please Note: You must be regulated for investment business (CF30) by the Financial Conduct Authority in order to advise on Income Assured Enhanced

** Excludes motor sports

*** Subject to age band increases, indexation and contract changes

Want to add more?

My Extra Benefits

Our range of enhancements that your clients can add on to their Income Protection contracts.

Fracture & Hospitalisation Benefit costs £6 per month - and Immediate Death Benefit costs £5 per month.

Anne's Story

The importance of income protection must be seen to be believed, and Anne’s story does just that.

We have produced our first-ever Member testimonial film, giving you the opportunity to showcase the significance of having income protection in place, helping to ensure the future security of your clients and their families.

Click here to view and share with your clients to help drive this message home.

“Live now, because you never know the minute life changes.”

– Anne Davies, our Member

Who can support you?

Adviser Services

Our Adviser Services Team can assist with any product, agency, or commission enquiries.

Email us: adviserservices@cirencester-friendly.co.uk

Member Services

Our Member Services Team can help with any existing contract enquiries, including amendments to existing contracts.

Email us: memberservices@cirencester-friendly.co.uk

Sales & Marketing

Our Sales & Marketing Teams can support with growing your Income Protection business.

For BDM Relationship Support, please email sales@cirencester-friendly.co.uk

Claims

Our Claims Team can assist with all Claims related enquiries.

Email us: claims@cirencester-friendly.co.uk

Underwriting

Our Underwriting Team are on hand for any pre-sale medical enquiries

Our Underwriting Guide covers the most common medical conditions, view our Underwriting Guide.

Email us: underwriting@cirencester-friendly.co.uk

Literature

For any product, claims or general literature to support your Income Protection needs, please click below.

CONSUMER DUTY

In accordance with the requirements of the Consumer Duty, a review has been carried out on our closed book income protection products, Health & Wealth, Income Assured Plus and My Earnings Insurance.

We have not identified any aspects of the products which prevents the Society from complying with its cross-cutting obligations, in relation to those Members who hold any of these products.