Click here to read our 2024 Claim Statistics

User 94% Over the last10 years we havepaid an averageof 94% of claims. 94% Over the last10 years we havepaid an averageof 94% of claims. *Office of National Statistics, 2022 An estimated 149.3 million working days were lost because of sickness or injuryin the UK in 2021, equivalent to 4.6 days per worker*. MEB construction balloonuser-outlinefriendly-voicetelephone email <?xml version="1.0" encoding="utf-8"?> toolbox starstar-1sterling-pound-sign-of-moneyhearttrophy speech-bubblepound-sterling contactclipboardprescriptionprescription-1paperfilehandshakealarm-clockeditwriting twitter linkedin instagram youtube facebook

Who are we?

Expert knowledge with a personal service providing award-winning Income Protection

We’ve been Income Protection providers since 1890, and because we only offer individual protection products, we have a real interest in being good at what we do!

As a Mutual Society we are there when our Members need us most. Our Membership totalling over 44,000 and continually growing. We go above and beyond to ensure that our contracts deliver more than just a financial pay-out with our Added-value Benefits.

Importance of Income Protection

Our Products

My Earnings Protected

My Earnings Protected, our pure Income Protection contract is available through financial advisers as well as mortgage and Protection Advisers.

Income Assured Enhanced

Our Income Assured Enhanced contract follows the traditional ‘Holloway principle’ first introduced by leading industrialist George Holloway in the late 19th Century.

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